Free Tool

Business Loan Calculator

Estimate your monthly payments, total cost of borrowing, and amortization schedule instantly.

Loan Parameters

Typical rate range: 6% – 30%

$5K$5M
1%80%

Monthly Payment

$5,069

Total Repayment

$304,146

Total Interest

$54,146

Cost of Capital

21.7%

Cost Breakdown

Principal: $250,000Interest: $54,146

Amortization Schedule (First 12 Months)

Mo.PaymentPrincipalInterestBalance
1$5,069$3,402$1,667$246,598
2$5,069$3,425$1,644$243,172
3$5,069$3,448$1,621$239,725
4$5,069$3,471$1,598$236,254
5$5,069$3,494$1,575$232,759
6$5,069$3,517$1,552$229,242
7$5,069$3,541$1,528$225,701
8$5,069$3,564$1,505$222,137
9$5,069$3,588$1,481$218,549
10$5,069$3,612$1,457$214,937
11$5,069$3,636$1,433$211,300
12$5,069$3,660$1,409$207,640

Showing first 12 of 60 months

This calculator provides estimates for informational purposes only. Actual loan terms, rates, and payments may vary based on creditworthiness, lender requirements, and other factors. Consult with a financial advisor for personalized guidance.