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Up to 90% advance
AR/AP & Factoring
Optimize Your Receivables & Payables
Invoice factoring and AR financing allow you to unlock the cash trapped in your unpaid invoices. Instead of waiting 30, 60, or 90 days for customers to pay, you can receive up to 90% of the invoice value within 24 hours. It's not a loan — you're simply accelerating your cash flow.
Key Features
- Advance up to 90% of invoice value
- Funding in as little as 24 hours
- No debt on your balance sheet
- AP financing extends payment terms
- Credit management included
Why Choose This Option
- Immediate access to cash tied up in invoices
- No new debt added to balance sheet
- Scales with your business
- Optional credit management services
Ideal For
B2B businesses, those with outstanding invoices, cash flow optimization
Basic Qualification Criteria
Lenders typically look for the following when evaluating applications for this product:
- Business invoices creditworthy customers (B2B)
- Invoices must be undisputed and unpaid
- Typically no minimum credit score requirement
- Invoices with net-30 to net-90 payment terms
- No tax liens or UCC filings on receivables
These are general guidelines. Actual requirements vary by lender. Not meeting all criteria does not disqualify you — apply and let us find the best match.