Our Funding Process

From Application to Funding
in 4 Simple Steps

We've simplified the business funding process so you can focus on running your business. No confusing jargon, no hidden steps — just fast, transparent capital.

01

Takes About 5 Minutes

Complete a Simple Application

Fill out our secure, streamlined application with basic information about your business and financing needs. No lengthy paperwork, no hidden requirements — just the essentials we need to find your best match.

  • Basic business information
  • Desired loan amount & purpose
  • Revenue & time in business
  • No hard credit pull at this stage

Step 01

Complete a Simple Application

02

Your Personal Funding Specialist

Get Matched with a Dedicated Advisor

Within minutes of submitting, a dedicated funding advisor is assigned to your application. They review your profile and identify the best-fit lenders from our network of 75+ funding partners.

  • Assigned funding specialist
  • Industry-specific expertise
  • Multiple lender comparison
  • Personalized recommendations

Step 02

Get Matched with a Dedicated Advisor

03

Decisions in Hours, Not Weeks

Receive Approval Offers

We present your application to the most suitable lenders simultaneously. You receive competing offers so you can compare rates, terms, and amounts — and choose the best option for your business.

  • Multiple lender offers
  • Transparent rates & terms
  • No obligation to accept
  • Same-day decisions available

Step 03

Receive Approval Offers

04

Capital in as Little as 24 Hours

Get Funded

Once you select your offer and complete any remaining documentation, funds are deposited directly into your business bank account. Most clients receive funding within 24–72 hours of approval.

  • Direct deposit to your account
  • Funding in 24–72 hours
  • Dedicated post-funding support
  • Renewal options available

Step 04

Get Funded

Why ASBCLF

Built for Business Owners, By Funding Experts

We've helped 2,500+ businesses access over $100M in funding. Here's what sets us apart.

Bank-Level Security

256-bit SSL encryption protects all data you submit.

No Hard Credit Pull

Initial application uses a soft pull — no impact to your score.

Fast Turnaround

Same-day decisions and funding in as little as 24 hours.

75+ Lender Network

We shop the market so you don't have to.

$100M+ Funded

Trusted by 2,500+ businesses across the U.S.

Ongoing Support

We're here for renewals, increases, and new needs.

FAQ

Common Questions

How long does the application take?

Most applicants complete the application in under 5 minutes. We only ask for the information needed to match you with lenders — no lengthy forms or unnecessary paperwork.

Will applying affect my credit score?

No. Our initial application uses a soft credit inquiry that does not impact your credit score. A hard pull may occur only if you choose to proceed with a specific lender's offer.

How quickly can I get funded?

Many of our clients receive same-day or next-day approval decisions. Funding is typically deposited within 24–72 hours after final approval and document signing.

What if I have bad credit?

We work with lenders who consider the full picture of your business health — not just credit scores. Many programs focus on revenue, time in business, and cash flow instead.

Is there any cost to apply?

Applying is completely free with no obligation. You only move forward if you find an offer that works for you.

What documents will I need?

Requirements vary by lender and loan type, but generally include recent bank statements, basic business information, and sometimes tax returns. Your advisor will guide you through exactly what's needed.

Ready to Get Started?

Apply in 5 minutes and get your personalized funding options today — no impact to your credit score.

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