Disclosures

ASBCLF is a business lending marketplace and loan matching service. We are not a lender, bank, or financial institution. We do not make credit decisions, originate loans, or fund loans directly. ASBCLF connects businesses with third-party lenders and financing partners in our network. All financing decisions, including approval, pricing, terms, and funding, are made solely by the participating lenders.

We comply with the Equal Credit Opportunity Act (ECOA) and all applicable fair lending laws. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives income from a public assistance program or has exercised any right under the Consumer Credit Protection Act. Lenders in our network are independently responsible for complying with all applicable fair lending laws.

ASBCLF operates as a loan referral service. Licensing and registration requirements vary by state. In certain states, ASBCLF or its affiliate lenders may be required to hold specific licenses to broker or arrange loans. We and our lending partners endeavor to comply with all applicable state and federal licensing requirements. For information about licensing in your state, please contact us at support@asbclf.com.

Our initial application process uses a soft credit inquiry that does not impact your credit score. If you choose to proceed with a specific lender's offer, that lender may perform a hard credit inquiry, which may affect your credit score. You will be notified before any hard credit pull occurs. Lenders may report loan information to credit bureaus in accordance with their own policies.

Lenders in our network are independent third parties. ASBCLF is not responsible for the actions, decisions, products, rates, terms, or services of any lender. Any loan agreement you enter into is solely between you and the applicable lender. We encourage you to carefully review all loan terms, conditions, and disclosures provided by the lender before signing any agreement.

Submitting an application through ASBCLF does not guarantee that you will receive a financing offer or that any offer will meet your specific needs. Approval decisions, loan amounts, interest rates, and terms are determined solely by participating lenders based on their own underwriting criteria.

ASBCLF may receive compensation from lenders and financing partners when a loan or financing arrangement is successfully funded. This compensation does not affect the rates or terms offered to you. We are committed to presenting the most suitable financing options for your situation regardless of compensation arrangements. We do not charge applicants any fee to submit an application or use our matching services.

Annual Percentage Rates (APR), interest rates, fees, and repayment terms vary by lender, loan product, applicant qualifications, and market conditions. The actual rate and terms you receive will be disclosed by the lender in your loan agreement prior to acceptance. We encourage you to compare all offers carefully.

If you have any questions about these disclosures, please contact us at: ASBCLF 713 E Sahara Ave Unit 421 Las Vegas, NV 89104 Email: support@asbclf.com Phone: (702) 744-3646